Call reports 2024
BANK OF THE WEST, THE — 2024
What BANK OF THE WEST, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 170,052,000 | 171,830,000 | 169,297,000 | 171,424,000 |
| Total loans | 146,079,000 | 139,757,000 | 147,107,000 | 147,673,000 |
| Allowance for loan losses | 1,873,000 | 1,870,000 | 1,868,000 | 2,358,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 147,575,000 | 149,152,000 | 146,355,000 | 145,675,000 |
| Interest-bearing deposits | 113,400,000 | 117,517,000 | 117,217,000 | 115,168,000 |
| Noninterest-bearing deposits | 34,175,000 | 31,635,000 | 29,138,000 | 30,507,000 |
| Equity capital | 21,240,000 | 21,329,000 | 21,493,000 | 21,522,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,153,000 | 6,362,000 | 9,649,000 | 12,864,000 |
| Interest expense | 930,000 | 1,936,000 | 2,991,000 | 4,056,000 |
| Net interest income | 2,223,000 | 4,426,000 | 6,658,000 | 8,808,000 |
| Noninterest income | 66,000 | 135,000 | 202,000 | 310,000 |
| Noninterest expense | 1,118,000 | 2,236,000 | 3,371,000 | 4,535,000 |
| Provision for loan losses | 0 | 0 | 0 | 500,000 |
| Pretax income | 1,171,000 | 2,325,000 | 3,489,000 | 4,083,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,171,000 | 2,325,000 | 3,489,000 | 4,083,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,240,000 | 21,329,000 | 21,493,000 | 21,522,000 |
| Total capital | 23,279,000 | 23,364,000 | 23,619,000 | 23,636,000 |
| Risk-weighted assets | 163,006,000 | 162,727,000 | 170,094,000 | 168,611,000 |