Call reports 2022
BANK OF THE WEST, THE — 2022
What BANK OF THE WEST, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 170,662,000 | 171,358,000 | 161,963,000 | 160,099,000 |
| Total loans | 135,785,000 | 134,279,000 | 135,742,000 | 130,369,000 |
| Allowance for loan losses | 1,929,000 | 1,927,000 | 1,925,000 | 1,920,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 149,438,000 | 149,904,000 | 140,352,000 | 138,564,000 |
| Interest-bearing deposits | 108,221,000 | 105,375,000 | 103,625,000 | 101,085,000 |
| Noninterest-bearing deposits | 41,217,000 | 44,529,000 | 36,727,000 | 37,479,000 |
| Equity capital | 20,650,000 | 20,789,000 | 20,862,000 | 20,919,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,799,000 | 3,714,000 | 5,822,000 | 8,169,000 |
| Interest expense | 117,000 | 232,000 | 363,000 | 645,000 |
| Net interest income | 1,682,000 | 3,482,000 | 5,459,000 | 7,524,000 |
| Noninterest income | 66,000 | 137,000 | 210,000 | 282,000 |
| Noninterest expense | 995,000 | 2,007,000 | 3,064,000 | 4,129,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 753,000 | 1,612,000 | 2,605,000 | 3,677,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 753,000 | 1,612,000 | 2,605,000 | 3,677,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,650,000 | 20,789,000 | 20,862,000 | 20,919,000 |
| Total capital | — | — | 22,705,000 | 22,685,000 |
| Risk-weighted assets | — | — | 147,383,000 | 141,181,000 |