Call reports 2021
BANK OF THE WEST, THE — 2021
What BANK OF THE WEST, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 160,106,000 | 157,961,000 | 158,326,000 | 164,392,000 |
| Total loans | 130,626,000 | 122,161,000 | 125,986,000 | 142,536,000 |
| Allowance for loan losses | 1,930,000 | 1,927,000 | 1,927,000 | 1,928,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 139,290,000 | 137,121,000 | 137,269,000 | 136,280,000 |
| Interest-bearing deposits | 102,326,000 | 101,948,000 | 103,552,000 | 100,431,000 |
| Noninterest-bearing deposits | 36,964,000 | 35,173,000 | 33,717,000 | 35,849,000 |
| Equity capital | 20,285,000 | 20,260,000 | 20,410,000 | 20,572,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,111,000 | 3,961,000 | 5,705,000 | 7,428,000 |
| Interest expense | 158,000 | 295,000 | 425,000 | 546,000 |
| Net interest income | 1,953,000 | 3,666,000 | 5,280,000 | 6,882,000 |
| Noninterest income | 59,000 | 121,000 | 188,000 | 260,000 |
| Noninterest expense | 1,030,000 | 2,000,000 | 2,931,000 | 3,898,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 982,000 | 1,787,000 | 2,537,000 | 3,244,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 982,000 | 1,787,000 | 2,537,000 | 3,244,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,285,000 | 20,260,000 | 20,410,000 | 20,572,000 |