Call reports 2020
BANK OF THE WEST, THE — 2020
What BANK OF THE WEST, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 153,650,000 | 152,733,000 | 151,756,000 | 154,273,000 |
| Total loans | 139,865,000 | 132,408,000 | 130,801,000 | 131,073,000 |
| Allowance for loan losses | 1,853,000 | 1,898,000 | 1,941,000 | 1,943,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 127,253,000 | 129,063,000 | 128,122,000 | 133,819,000 |
| Interest-bearing deposits | 97,997,000 | 97,839,000 | 96,659,000 | 98,249,000 |
| Noninterest-bearing deposits | 29,256,000 | 31,224,000 | 31,463,000 | 35,570,000 |
| Equity capital | 19,804,000 | 20,010,000 | 19,922,000 | 19,903,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,009,000 | 3,963,000 | 5,765,000 | 7,539,000 |
| Interest expense | 327,000 | 603,000 | 829,000 | 1,026,000 |
| Net interest income | 1,682,000 | 3,360,000 | 4,936,000 | 6,513,000 |
| Noninterest income | 73,000 | 119,000 | 195,000 | 258,000 |
| Noninterest expense | 977,000 | 1,955,000 | 2,910,000 | 3,874,000 |
| Provision for loan losses | 15,000 | 60,000 | 105,000 | 105,000 |
| Pretax income | 763,000 | 1,464,000 | 2,116,000 | 2,792,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 763,000 | 1,464,000 | 2,116,000 | 2,792,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,804,000 | 20,010,000 | 19,922,000 | 19,903,000 |