Call reports 2019
BANK OF THE WEST, THE — 2019
What BANK OF THE WEST, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 148,119,000 | 152,664,000 | 144,819,000 | 163,386,000 |
| Total loans | 136,019,000 | 136,485,000 | 129,306,000 | 141,598,000 |
| Allowance for loan losses | 1,829,000 | 1,833,000 | 1,830,000 | 1,839,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,335,000 | 127,848,000 | 124,506,000 | 143,239,000 |
| Interest-bearing deposits | 95,569,000 | 94,714,000 | 94,183,000 | 114,121,000 |
| Noninterest-bearing deposits | 32,766,000 | 33,134,000 | 30,323,000 | 29,118,000 |
| Equity capital | 19,130,000 | 19,356,000 | 19,589,000 | 19,611,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,155,000 | 4,318,000 | 6,373,000 | 8,410,000 |
| Interest expense | 269,000 | 559,000 | 876,000 | 1,205,000 |
| Net interest income | 1,886,000 | 3,759,000 | 5,497,000 | 7,205,000 |
| Noninterest income | 70,000 | 136,000 | 205,000 | 279,000 |
| Noninterest expense | 1,011,000 | 2,022,000 | 2,966,000 | 3,911,000 |
| Provision for loan losses | 23,000 | 30,000 | 30,000 | 40,000 |
| Pretax income | 922,000 | 1,843,000 | 2,706,000 | 3,533,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 922,000 | 1,843,000 | 2,706,000 | 3,533,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,130,000 | 19,356,000 | 19,589,000 | 19,611,000 |
| Total capital | 20,938,000 | 21,155,000 | 21,297,000 | 21,450,000 |
| Risk-weighted assets | 144,691,000 | 143,947,000 | 136,560,000 | 151,833,000 |