Call reports 2018
BANK OF THE WEST, THE — 2018
What BANK OF THE WEST, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 161,305,000 | 155,825,000 | 154,394,000 | 152,656,000 |
| Total loans | 143,882,000 | 143,069,000 | 139,783,000 | 141,902,000 |
| Allowance for loan losses | 1,741,000 | 1,763,000 | 1,785,000 | 1,807,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 142,482,000 | 136,714,000 | 134,997,000 | 133,163,000 |
| Interest-bearing deposits | 105,165,000 | 102,849,000 | 103,163,000 | 95,674,000 |
| Noninterest-bearing deposits | 37,317,000 | 33,865,000 | 31,834,000 | 37,489,000 |
| Equity capital | 18,208,000 | 18,429,000 | 18,640,000 | 18,893,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,135,000 | 4,217,000 | 6,323,000 | 8,516,000 |
| Interest expense | 189,000 | 404,000 | 650,000 | 895,000 |
| Net interest income | 1,946,000 | 3,813,000 | 5,673,000 | 7,621,000 |
| Noninterest income | 65,000 | 129,000 | 196,000 | 266,000 |
| Noninterest expense | 1,019,000 | 2,036,000 | 3,065,000 | 4,097,000 |
| Provision for loan losses | 22,000 | 45,000 | 67,000 | 90,000 |
| Pretax income | 970,000 | 1,861,000 | 2,737,000 | 3,700,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 970,000 | 1,861,000 | 2,737,000 | 3,700,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,208,000 | 18,429,000 | 18,640,000 | 18,893,000 |
| Total capital | 19,949,000 | 20,192,000 | 20,425,000 | 20,700,000 |
| Risk-weighted assets | 154,377,000 | 152,383,000 | 149,823,000 | 149,205,000 |