Call reports 2017
BANK OF THE WEST, THE — 2017
What BANK OF THE WEST, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 147,164,000 | 148,399,000 | 152,542,000 | 158,671,000 |
| Total loans | 134,557,000 | 139,282,000 | 145,070,000 | 152,356,000 |
| Allowance for loan losses | 1,672,000 | 1,695,000 | 1,717,000 | 1,719,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,336,000 | 130,272,000 | 126,919,000 | 139,103,000 |
| Interest-bearing deposits | 93,530,000 | 92,841,000 | 96,381,000 | 103,313,000 |
| Noninterest-bearing deposits | 35,806,000 | 37,431,000 | 30,538,000 | 35,790,000 |
| Equity capital | 17,262,000 | 17,493,000 | 17,694,000 | 17,968,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,894,000 | 3,848,000 | 5,834,000 | 7,909,000 |
| Interest expense | 103,000 | 212,000 | 336,000 | 502,000 |
| Net interest income | 1,791,000 | 3,636,000 | 5,498,000 | 7,407,000 |
| Noninterest income | 58,000 | 121,000 | 183,000 | 249,000 |
| Noninterest expense | 982,000 | 1,972,000 | 2,962,000 | 3,926,000 |
| Provision for loan losses | 23,000 | 45,000 | 68,000 | 90,000 |
| Pretax income | 844,000 | 1,740,000 | 2,651,000 | 3,640,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 844,000 | 1,740,000 | 2,651,000 | 3,640,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,262,000 | 17,493,000 | 17,694,000 | 17,968,000 |
| Total capital | 18,934,000 | 19,188,000 | 19,411,000 | 19,687,000 |
| Risk-weighted assets | 144,719,000 | 147,450,000 | 154,560,000 | 162,331,000 |