Call reports 2016
BANK OF THE WEST, THE — 2016
What BANK OF THE WEST, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 141,432,000 | 140,538,000 | 140,431,000 | 141,912,000 |
| Total loans | 126,475,000 | 122,874,000 | 126,090,000 | 132,074,000 |
| Allowance for loan losses | 1,665,000 | 1,688,000 | 1,710,000 | 1,732,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,448,000 | 123,325,000 | 123,008,000 | 124,374,000 |
| Interest-bearing deposits | 93,784,000 | 91,637,000 | 92,390,000 | 87,579,000 |
| Noninterest-bearing deposits | 30,664,000 | 31,688,000 | 30,618,000 | 36,795,000 |
| Equity capital | 16,443,000 | 16,666,000 | 16,824,000 | 17,043,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,854,000 | 3,610,000 | 5,365,000 | 7,234,000 |
| Interest expense | 102,000 | 213,000 | 325,000 | 438,000 |
| Net interest income | 1,752,000 | 3,397,000 | 5,040,000 | 6,796,000 |
| Noninterest income | 70,000 | 132,000 | 195,000 | 262,000 |
| Noninterest expense | 959,000 | 1,888,000 | 2,807,000 | 3,765,000 |
| Provision for loan losses | 22,000 | 45,000 | 67,000 | 90,000 |
| Pretax income | 841,000 | 1,596,000 | 2,361,000 | 3,203,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 841,000 | 1,596,000 | 2,361,000 | 3,203,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,443,000 | 16,666,000 | 16,824,000 | 17,043,000 |
| Total capital | 18,108,000 | 18,329,000 | 18,489,000 | 18,775,000 |
| Risk-weighted assets | 133,309,000 | 133,020,000 | 133,149,000 | 140,009,000 |