Call reports 2015
BANK OF THE WEST, THE — 2015
What BANK OF THE WEST, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 137,983,000 | 138,874,000 | 134,625,000 | 138,780,000 |
| Total loans | 126,781,000 | 128,608,000 | 127,212,000 | 132,871,000 |
| Allowance for loan losses | 1,645,000 | 1,606,000 | 1,625,000 | 1,643,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,639,000 | 122,351,000 | 117,950,000 | 120,734,000 |
| Interest-bearing deposits | 92,136,000 | 87,719,000 | 83,557,000 | 87,783,000 |
| Noninterest-bearing deposits | 29,503,000 | 34,632,000 | 34,393,000 | 32,951,000 |
| Equity capital | 15,868,000 | 15,994,000 | 16,090,000 | 16,240,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,847,000 | 3,665,000 | 5,420,000 | 7,289,000 |
| Interest expense | 83,000 | 165,000 | 243,000 | 322,000 |
| Net interest income | 1,764,000 | 3,500,000 | 5,177,000 | 6,967,000 |
| Noninterest income | 66,000 | 131,000 | 199,000 | 263,000 |
| Noninterest expense | 976,000 | 1,933,000 | 2,865,000 | 3,872,000 |
| Provision for loan losses | 22,000 | 45,000 | 67,000 | 54,000 |
| Pretax income | 832,000 | 1,653,000 | 2,444,000 | 3,304,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 832,000 | 1,653,000 | 2,444,000 | 3,304,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,868,000 | 15,994,000 | 16,090,000 | 16,240,000 |
| Total capital | 17,513,000 | 17,600,000 | 17,715,000 | 17,883,000 |
| Risk-weighted assets | 137,086,000 | 136,095,000 | 132,349,000 | 139,152,000 |