Call reports 2014
BANK OF THE WEST, THE — 2014
What BANK OF THE WEST, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 135,627,000 | 142,354,000 | 138,401,000 | 137,152,000 |
| Total loans | 125,696,000 | 125,006,000 | 126,635,000 | 130,021,000 |
| Allowance for loan losses | 1,556,000 | 1,575,000 | 1,597,000 | 1,624,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,804,000 | 126,354,000 | 122,245,000 | 120,963,000 |
| Interest-bearing deposits | 91,332,000 | 95,063,000 | 93,423,000 | 91,359,000 |
| Noninterest-bearing deposits | 28,472,000 | 31,291,000 | 28,822,000 | 29,604,000 |
| Equity capital | 15,335,000 | 15,468,000 | 15,599,000 | 15,741,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,826,000 | 3,633,000 | 5,480,000 | 7,387,000 |
| Interest expense | 85,000 | 172,000 | 263,000 | 345,000 |
| Net interest income | 1,741,000 | 3,461,000 | 5,217,000 | 7,042,000 |
| Noninterest income | 60,000 | 121,000 | 179,000 | 241,000 |
| Noninterest expense | 935,000 | 1,860,000 | 2,806,000 | 3,773,000 |
| Provision for loan losses | 22,000 | 45,000 | 67,000 | 90,000 |
| Pretax income | 844,000 | 1,677,000 | 2,523,000 | 3,420,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 844,000 | 1,677,000 | 2,523,000 | 3,420,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,335,000 | 15,468,000 | 15,599,000 | 15,741,000 |
| Total capital | 16,891,000 | 16,984,000 | 17,097,000 | 17,292,000 |
| Risk-weighted assets | 127,710,000 | 121,245,000 | 119,758,000 | 124,034,000 |