Call reports 2013
BANK OF THE WEST, THE — 2013
What BANK OF THE WEST, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 130,613,000 | 127,150,000 | 128,057,000 | 134,448,000 |
| Total loans | 108,471,000 | 113,758,000 | 119,043,000 | 126,755,000 |
| Allowance for loan losses | 1,490,000 | 1,512,000 | 1,514,000 | 1,535,000 |
| Securities available for sale | 3,729,000 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,253,000 | 111,686,000 | 112,367,000 | 118,771,000 |
| Interest-bearing deposits | 88,125,000 | 86,843,000 | 87,358,000 | 88,256,000 |
| Noninterest-bearing deposits | 27,128,000 | 24,843,000 | 25,009,000 | 30,515,000 |
| Equity capital | 14,947,000 | 14,945,000 | 15,115,000 | 15,214,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,610,000 | 3,350,000 | 5,153,000 | 7,003,000 |
| Interest expense | 95,000 | 185,000 | 274,000 | 362,000 |
| Net interest income | 1,515,000 | 3,165,000 | 4,879,000 | 6,641,000 |
| Noninterest income | 60,000 | 121,000 | 181,000 | 255,000 |
| Noninterest expense | 852,000 | 1,729,000 | 2,664,000 | 3,565,000 |
| Provision for loan losses | 22,000 | 45,000 | 67,000 | 90,000 |
| Pretax income | 701,000 | 1,477,000 | 2,332,000 | 3,206,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 701,000 | 1,477,000 | 2,332,000 | 3,206,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,919,000 | 14,945,000 | 15,115,000 | 15,214,000 |
| Total capital | 16,254,000 | 16,344,000 | 16,531,000 | 16,714,000 |
| Risk-weighted assets | 106,671,000 | 111,834,000 | 113,172,000 | 119,985,000 |