Call reports 2012
BANK OF THE WEST, THE — 2012
What BANK OF THE WEST, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 134,462,000 | 131,736,000 | 127,833,000 | 135,615,000 |
| Total loans | 113,634,000 | 106,664,000 | 102,065,000 | 105,591,000 |
| Allowance for loan losses | 1,353,000 | 1,420,000 | 1,448,000 | 1,469,000 |
| Securities available for sale | 0 | 4,023,000 | 3,989,000 | 3,846,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,565,000 | 116,739,000 | 112,636,000 | 120,468,000 |
| Interest-bearing deposits | 89,567,000 | 86,603,000 | 86,914,000 | 88,966,000 |
| Noninterest-bearing deposits | 29,998,000 | 30,136,000 | 25,722,000 | 31,502,000 |
| Equity capital | 14,458,000 | 14,531,000 | 14,713,000 | 14,758,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,695,000 | 3,399,000 | 5,012,000 | 6,615,000 |
| Interest expense | 141,000 | 267,000 | 379,000 | 488,000 |
| Net interest income | 1,554,000 | 3,132,000 | 4,633,000 | 6,127,000 |
| Noninterest income | 64,000 | 126,000 | 185,000 | 250,000 |
| Noninterest expense | 884,000 | 1,742,000 | 2,625,000 | 3,500,000 |
| Provision for loan losses | 45,000 | 90,000 | 120,000 | 143,000 |
| Pretax income | 689,000 | 1,426,000 | 2,073,000 | 2,734,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 689,000 | 1,426,000 | 2,073,000 | 2,734,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,458,000 | 14,545,000 | 14,677,000 | 14,728,000 |
| Total capital | 15,811,000 | 15,885,000 | 15,946,000 | 16,197,000 |
| Risk-weighted assets | 123,602,000 | 107,081,000 | 101,343,000 | 122,955,000 |