Call reports 2011
BANK OF THE WEST, THE — 2011
What BANK OF THE WEST, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 143,674,000 | 135,208,000 | 131,900,000 | 133,180,000 |
| Total loans | 114,526,000 | 108,361,000 | 104,805,000 | 105,232,000 |
| Allowance for loan losses | 1,521,000 | 1,508,000 | 1,531,000 | 1,352,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,204,000 | 120,660,000 | 117,283,000 | 118,461,000 |
| Interest-bearing deposits | 102,054,000 | 93,047,000 | 90,033,000 | 88,477,000 |
| Noninterest-bearing deposits | 27,150,000 | 27,613,000 | 27,250,000 | 29,984,000 |
| Equity capital | 14,017,000 | 14,109,000 | 14,159,000 | 14,319,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,794,000 | 3,530,000 | 5,177,000 | 6,822,000 |
| Interest expense | 294,000 | 556,000 | 765,000 | 933,000 |
| Net interest income | 1,500,000 | 2,974,000 | 4,412,000 | 5,889,000 |
| Noninterest income | 69,000 | 131,000 | 201,000 | 267,000 |
| Noninterest expense | 898,000 | 1,762,000 | 2,665,000 | 3,493,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 626,000 | 1,253,000 | 1,813,000 | 2,483,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 626,000 | 1,253,000 | 1,813,000 | 2,483,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,017,000 | 14,109,000 | 14,159,000 | 14,319,000 |
| Total capital | 15,442,000 | 15,426,000 | 15,478,000 | 15,633,000 |
| Risk-weighted assets | 113,941,000 | 105,196,000 | 104,766,000 | 105,091,000 |