Call reports 2009
BANK OF THE WEST, THE — 2009
What BANK OF THE WEST, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 140,306,000 | 138,376,000 | 138,515,000 | 138,801,000 |
| Total loans | 134,406,000 | 132,725,000 | 133,908,000 | 129,400,000 |
| Allowance for loan losses | 1,460,000 | 1,544,000 | 1,541,000 | 1,540,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,737,000 | 112,839,000 | 122,788,000 | 124,787,000 |
| Interest-bearing deposits | 99,742,000 | 99,366,000 | 101,490,000 | 102,807,000 |
| Noninterest-bearing deposits | 14,995,000 | 13,473,000 | 21,298,000 | 21,980,000 |
| Equity capital | 13,258,000 | 13,372,000 | 13,506,000 | 13,531,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,019,000 | 4,035,000 | 6,127,000 | 8,147,000 |
| Interest expense | 560,000 | 1,051,000 | 1,513,000 | 1,948,000 |
| Net interest income | 1,459,000 | 2,984,000 | 4,614,000 | 6,199,000 |
| Noninterest income | 53,000 | 114,000 | 204,000 | 272,000 |
| Noninterest expense | 840,000 | 1,726,000 | 2,761,000 | 3,799,000 |
| Provision for loan losses | 87,000 | 174,000 | 174,000 | 174,000 |
| Pretax income | 585,000 | 1,198,000 | 1,883,000 | 2,498,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 585,000 | 1,198,000 | 1,883,000 | 2,498,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,258,000 | 13,372,000 | 13,506,000 | 13,531,000 |
| Total capital | 14,718,000 | 14,916,000 | 15,047,000 | 15,071,000 |
| Risk-weighted assets | 127,399,000 | 126,166,000 | 127,067,000 | 125,945,000 |