Call reports 2008
BANK OF THE WEST, THE — 2008
What BANK OF THE WEST, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 136,700,000 | 130,221,000 | 134,553,000 | 143,517,000 |
| Total loans | 130,976,000 | 124,607,000 | 129,776,000 | 137,468,000 |
| Allowance for loan losses | 1,511,000 | 1,443,000 | 1,384,000 | 1,376,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 117,053,000 | 113,506,000 | 109,941,000 | 117,693,000 |
| Interest-bearing deposits | 103,659,000 | 99,242,000 | 95,780,000 | 102,584,000 |
| Noninterest-bearing deposits | 13,394,000 | 14,264,000 | 14,161,000 | 15,109,000 |
| Equity capital | 13,016,000 | 13,070,000 | 13,169,000 | 13,183,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,465,000 | 4,638,000 | 6,735,000 | 8,890,000 |
| Interest expense | 1,099,000 | 1,978,000 | 2,726,000 | 3,388,000 |
| Net interest income | 1,366,000 | 2,660,000 | 4,009,000 | 5,502,000 |
| Noninterest income | 63,000 | 130,000 | 185,000 | 244,000 |
| Noninterest expense | 769,000 | 1,576,000 | 2,356,000 | 3,196,000 |
| Provision for loan losses | 20,000 | 20,000 | 95,000 | 193,000 |
| Pretax income | 640,000 | 1,194,000 | 1,743,000 | 2,357,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 640,000 | 1,194,000 | 1,743,000 | 2,357,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,016,000 | 13,070,000 | 13,169,000 | 13,183,000 |
| Total capital | 14,527,000 | 14,513,000 | 14,553,000 | 14,559,000 |
| Risk-weighted assets | 120,913,000 | 117,277,000 | 120,968,000 | 128,713,000 |