Call reports 2007
BANK OF THE WEST, THE — 2007
What BANK OF THE WEST, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 123,774,000 | 127,801,000 | 129,481,000 | 135,641,000 |
| Total loans | 116,381,000 | 122,065,000 | 124,504,000 | 129,661,000 |
| Allowance for loan losses | 1,389,000 | 1,465,000 | 1,513,000 | 1,558,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,571,000 | 109,840,000 | 108,869,000 | 116,787,000 |
| Interest-bearing deposits | 93,930,000 | 95,736,000 | 96,523,000 | 103,097,000 |
| Noninterest-bearing deposits | 13,641,000 | 14,104,000 | 12,346,000 | 13,690,000 |
| Equity capital | 12,642,000 | 12,714,000 | 12,851,000 | 12,901,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,583,000 | 5,225,000 | 7,944,000 | 10,634,000 |
| Interest expense | 1,072,000 | 2,185,000 | 3,348,000 | 4,503,000 |
| Net interest income | 1,511,000 | 3,040,000 | 4,596,000 | 6,131,000 |
| Noninterest income | 64,000 | 133,000 | 202,000 | 271,000 |
| Noninterest expense | 781,000 | 1,571,000 | 2,349,000 | 3,155,000 |
| Provision for loan losses | 44,000 | 125,000 | 175,000 | 223,000 |
| Pretax income | 750,000 | 1,477,000 | 2,274,000 | 3,024,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 750,000 | 1,477,000 | 2,274,000 | 3,024,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,642,000 | 12,714,000 | 12,851,000 | 12,901,000 |
| Total capital | 14,031,000 | 14,179,000 | 14,364,000 | 14,459,000 |
| Risk-weighted assets | 114,483,000 | 118,488,000 | 122,683,000 | 125,600,000 |