Call reports 2006
BANK OF THE WEST, THE — 2006
What BANK OF THE WEST, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 125,082,000 | 120,318,000 | 122,303,000 | 125,234,000 |
| Total loans | 119,413,000 | 114,176,000 | 116,491,000 | 118,584,000 |
| Allowance for loan losses | 1,175,000 | 1,250,000 | 1,311,000 | 1,349,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,468,000 | 99,720,000 | 101,803,000 | 108,673,000 |
| Interest-bearing deposits | 90,467,000 | 87,063,000 | 88,982,000 | 94,824,000 |
| Noninterest-bearing deposits | 13,001,000 | 12,657,000 | 12,821,000 | 13,849,000 |
| Equity capital | 12,212,000 | 12,306,000 | 12,405,000 | 12,492,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,396,000 | 4,857,000 | 7,409,000 | 10,013,000 |
| Interest expense | 853,000 | 1,747,000 | 2,733,000 | 3,798,000 |
| Net interest income | 1,543,000 | 3,110,000 | 4,676,000 | 6,215,000 |
| Noninterest income | 70,000 | 139,000 | 204,000 | 265,000 |
| Noninterest expense | 770,000 | 1,572,000 | 2,368,000 | 3,163,000 |
| Provision for loan losses | 90,000 | 166,000 | 226,000 | 269,000 |
| Pretax income | 753,000 | 1,511,000 | 2,286,000 | 3,048,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 753,000 | 1,511,000 | 2,286,000 | 3,048,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,212,000 | 12,306,000 | 12,405,000 | 12,492,000 |
| Total capital | 13,387,000 | 13,556,000 | 13,716,000 | 13,841,000 |
| Risk-weighted assets | 120,125,000 | 111,257,000 | 113,626,000 | 118,361,000 |