Call reports 2002
BANK OF THE WEST, THE — 2002
What BANK OF THE WEST, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 84,540,000 | 84,749,000 | 85,491,000 | 91,672,000 |
| Total loans | 67,587,000 | 72,541,000 | 73,774,000 | 81,607,000 |
| Allowance for loan losses | 466,000 | 458,000 | 539,000 | 466,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 5,744,000 | 5,274,000 | 4,618,000 | 3,987,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,793,000 | 77,845,000 | 78,370,000 | 83,769,000 |
| Interest-bearing deposits | 66,032,000 | 68,973,000 | 70,110,000 | 73,734,000 |
| Noninterest-bearing deposits | 11,761,000 | 8,872,000 | 8,260,000 | 10,035,000 |
| Equity capital | 6,539,000 | 6,686,000 | 6,851,000 | 7,049,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,365,000 | 2,863,000 | 4,364,000 | 5,940,000 |
| Interest expense | 516,000 | 1,015,000 | 1,474,000 | 1,922,000 |
| Net interest income | 849,000 | 1,848,000 | 2,890,000 | 4,018,000 |
| Noninterest income | 99,000 | 188,000 | 273,000 | 365,000 |
| Noninterest expense | 510,000 | 1,050,000 | 1,626,000 | 2,244,000 |
| Provision for loan losses | 70,000 | 171,000 | 247,000 | 301,000 |
| Pretax income | 368,000 | 815,000 | 1,290,000 | 1,838,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 368,000 | 815,000 | 1,290,000 | 1,838,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,539,000 | 6,686,000 | 6,851,000 | 7,049,000 |
| Total capital | 7,005,000 | 7,144,000 | 7,390,000 | 7,515,000 |
| Risk-weighted assets | 67,856,000 | 69,730,000 | 71,259,000 | 79,300,000 |