Call reports 2001
BANK OF THE WEST, THE — 2001
What BANK OF THE WEST, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 75,807,000 | 79,276,000 | 79,920,000 | 78,220,000 |
| Total loans | 47,280,000 | 51,992,000 | 55,675,000 | 63,837,000 |
| Allowance for loan losses | 411,000 | 322,000 | 398,000 | 410,000 |
| Securities available for sale | 7,459,000 | 898,000 | 0 | 0 |
| Securities held to maturity | 10,464,000 | 8,860,000 | 7,251,000 | 6,399,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,193,000 | 72,797,000 | 73,350,000 | 71,605,000 |
| Interest-bearing deposits | 61,239,000 | 62,509,000 | 65,116,000 | 62,803,000 |
| Noninterest-bearing deposits | 7,954,000 | 10,288,000 | 8,234,000 | 8,802,000 |
| Equity capital | 6,379,000 | 6,288,000 | 6,345,000 | 6,401,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,406,000 | 2,898,000 | 4,313,000 | 5,712,000 |
| Interest expense | 776,000 | 1,527,000 | 2,238,000 | 2,856,000 |
| Net interest income | 630,000 | 1,371,000 | 2,075,000 | 2,856,000 |
| Noninterest income | 140,000 | 193,000 | 287,000 | 392,000 |
| Noninterest expense | 468,000 | 872,000 | 1,348,000 | 1,855,000 |
| Provision for loan losses | 70,000 | 147,000 | 224,000 | 337,000 |
| Pretax income | 232,000 | 549,000 | 793,000 | 1,059,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 232,000 | 549,000 | 793,000 | 1,059,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,379,000 | 6,301,000 | 6,345,000 | 6,401,000 |
| Total capital | 6,790,000 | 6,623,000 | 6,743,000 | 6,811,000 |
| Risk-weighted assets | 50,494,000 | 55,530,000 | 58,476,000 | 64,490,000 |