Call reports 2025
HOMEBANK TEXAS — 2025
What HOMEBANK TEXAS reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 354,534,000 | 356,630,000 | 364,739,000 | 376,443,000 |
| Total loans | 288,202,000 | 281,388,000 | 286,812,000 | 295,162,000 |
| Allowance for loan losses | 4,240,000 | 4,231,000 | 4,295,000 | 4,347,000 |
| Securities available for sale | 17,358,000 | 16,926,000 | 17,276,000 | 17,217,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 308,232,000 | 309,095,000 | 314,896,000 | 325,771,000 |
| Interest-bearing deposits | 196,718,000 | 195,483,000 | 193,119,000 | 198,625,000 |
| Noninterest-bearing deposits | 111,514,000 | 113,612,000 | 121,777,000 | 127,146,000 |
| Equity capital | 39,277,000 | 40,397,000 | 42,116,000 | 43,340,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 5,219,000 | 10,579,000 | 16,047,000 | 21,815,000 |
| Interest expense | 1,674,000 | 3,220,000 | 4,797,000 | 6,381,000 |
| Net interest income | 3,545,000 | 7,359,000 | 11,250,000 | 15,434,000 |
| Noninterest income | 174,000 | 389,000 | 580,000 | 782,000 |
| Noninterest expense | 2,119,000 | 4,389,000 | 6,773,000 | 9,251,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 1,540,000 | 3,239,000 | 4,877,000 | 6,725,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,540,000 | 3,239,000 | 4,877,000 | 6,725,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,086,000 | 42,331,000 | 43,487,000 | 44,563,000 |
| Total capital | 44,389,000 | 45,589,000 | 46,822,000 | 48,161,000 |
| Risk-weighted assets | 263,282,000 | 270,369,000 | 265,753,000 | 286,997,000 |