Call reports 2024
HOMEBANK TEXAS — 2024
What HOMEBANK TEXAS reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 322,499,000 | 327,326,000 | 341,066,000 | 344,062,000 |
| Total loans | 271,908,000 | 277,473,000 | 271,429,000 | 273,176,000 |
| Allowance for loan losses | 3,820,000 | 3,940,000 | 4,060,000 | 4,180,000 |
| Securities available for sale | 17,495,000 | 17,218,000 | 17,751,000 | 17,572,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 275,484,000 | 283,548,000 | 295,387,000 | 298,516,000 |
| Interest-bearing deposits | 174,513,000 | 170,377,000 | 183,410,000 | 188,961,000 |
| Noninterest-bearing deposits | 100,971,000 | 113,171,000 | 111,977,000 | 109,555,000 |
| Equity capital | 35,600,000 | 36,761,000 | 38,327,000 | 38,426,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 4,742,000 | 9,599,000 | 14,685,000 | 19,875,000 |
| Interest expense | 1,464,000 | 2,865,000 | 4,410,000 | 6,049,000 |
| Net interest income | 3,278,000 | 6,734,000 | 10,275,000 | 13,826,000 |
| Noninterest income | 187,000 | 371,000 | 581,000 | 772,000 |
| Noninterest expense | 1,796,000 | 3,610,000 | 5,466,000 | 7,708,000 |
| Provision for loan losses | 120,000 | 240,000 | 360,000 | 480,000 |
| Pretax income | 1,549,000 | 3,255,000 | 5,030,000 | 6,410,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,549,000 | 3,255,000 | 5,030,000 | 6,410,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,303,000 | 38,528,000 | 39,777,000 | 40,321,000 |
| Total capital | 40,228,000 | 41,560,000 | 42,784,000 | 43,394,000 |
| Risk-weighted assets | 233,161,000 | 241,656,000 | 239,559,000 | 244,802,000 |