Call reports 2023
HOMEBANK TEXAS — 2023
What HOMEBANK TEXAS reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 297,157,000 | 316,504,000 | 315,939,000 | 329,678,000 |
| Total loans | 251,813,000 | 255,838,000 | 262,409,000 | 269,408,000 |
| Allowance for loan losses | 3,604,000 | 3,604,000 | 3,604,000 | 3,700,000 |
| Securities available for sale | 18,105,000 | 17,816,000 | 17,220,000 | 17,863,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 258,540,000 | 273,131,000 | 271,170,000 | 283,309,000 |
| Interest-bearing deposits | 130,058,000 | 141,921,000 | 139,794,000 | 165,027,000 |
| Noninterest-bearing deposits | 128,482,000 | 131,210,000 | 131,376,000 | 118,282,000 |
| Equity capital | 30,896,000 | 32,069,000 | 33,092,000 | 34,658,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,736,000 | 7,841,000 | 12,232,000 | 16,864,000 |
| Interest expense | 477,000 | 1,301,000 | 2,278,000 | 3,428,000 |
| Net interest income | 3,259,000 | 6,540,000 | 9,954,000 | 13,436,000 |
| Noninterest income | 194,000 | 397,000 | 613,000 | 803,000 |
| Noninterest expense | 1,730,000 | 3,490,000 | 5,239,000 | 7,283,000 |
| Provision for loan losses | 80,000 | 80,000 | 80,000 | 180,000 |
| Pretax income | 1,643,000 | 3,367,000 | 5,248,000 | 6,775,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,643,000 | 3,367,000 | 5,248,000 | 6,775,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,023,000 | 34,247,000 | 35,627,000 | 36,320,000 |
| Total capital | 35,852,000 | 37,160,000 | 38,601,000 | 39,378,000 |
| Risk-weighted assets | 225,674,000 | 232,488,000 | 237,414,000 | 244,176,000 |