Call reports 2022
HOMEBANK TEXAS — 2022
What HOMEBANK TEXAS reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 292,954,000 | 300,600,000 | 303,475,000 | 315,211,000 |
| Total loans | 200,837,000 | 221,863,000 | 244,219,000 | 248,166,000 |
| Allowance for loan losses | 3,043,000 | 3,103,000 | 3,163,000 | 3,323,000 |
| Securities available for sale | 21,293,000 | 18,951,000 | 18,234,000 | 18,318,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 263,517,000 | 271,624,000 | 273,003,000 | 278,578,000 |
| Interest-bearing deposits | 140,052,000 | 143,759,000 | 127,659,000 | 139,304,000 |
| Noninterest-bearing deposits | 123,465,000 | 127,865,000 | 145,344,000 | 139,274,000 |
| Equity capital | 28,561,000 | 27,927,000 | 28,784,000 | 30,106,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,629,000 | 5,607,000 | 8,994,000 | 12,722,000 |
| Interest expense | 136,000 | 269,000 | 419,000 | 662,000 |
| Net interest income | 2,493,000 | 5,338,000 | 8,575,000 | 12,060,000 |
| Noninterest income | 188,000 | 380,000 | 572,000 | 776,000 |
| Noninterest expense | 1,501,000 | 3,065,000 | 4,750,000 | 6,763,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 340,000 |
| Pretax income | 1,120,000 | 2,533,000 | 4,217,000 | 5,730,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,120,000 | 2,533,000 | 4,217,000 | 5,730,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,915,000 | 29,993,000 | 31,250,000 | 31,964,000 |
| Total capital | 31,348,000 | 32,601,000 | 34,065,000 | 34,801,000 |
| Risk-weighted assets | 194,030,000 | 208,174,000 | 224,924,000 | 226,499,000 |