Call reports 2021
HOMEBANK TEXAS — 2021
What HOMEBANK TEXAS reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 258,844,000 | 270,981,000 | 277,689,000 | 292,350,000 |
| Total loans | 196,213,000 | 198,895,000 | 193,855,000 | 192,562,000 |
| Allowance for loan losses | 2,863,000 | 2,923,000 | 2,983,000 | 2,983,000 |
| Securities available for sale | 10,658,000 | 11,689,000 | 11,183,000 | 17,659,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 231,256,000 | 242,209,000 | 247,897,000 | 262,294,000 |
| Interest-bearing deposits | 125,523,000 | 127,599,000 | 129,429,000 | 143,238,000 |
| Noninterest-bearing deposits | 105,733,000 | 114,610,000 | 118,468,000 | 119,056,000 |
| Equity capital | 26,528,000 | 27,638,000 | 28,536,000 | 29,056,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,783,000 | 5,605,000 | 8,276,000 | 11,000,000 |
| Interest expense | 165,000 | 301,000 | 437,000 | 573,000 |
| Net interest income | 2,618,000 | 5,304,000 | 7,839,000 | 10,427,000 |
| Noninterest income | 188,000 | 379,000 | 580,000 | 800,000 |
| Noninterest expense | 1,372,000 | 2,715,000 | 4,039,000 | 5,579,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 180,000 |
| Pretax income | 1,374,000 | 2,848,000 | 4,200,000 | 5,468,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,374,000 | 2,848,000 | 4,200,000 | 5,468,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,636,000 | 26,690,000 | 27,593,000 | 28,160,000 |
| Total capital | 27,655,000 | 28,817,000 | 29,813,000 | 30,487,000 |
| Risk-weighted assets | 160,694,000 | 169,417,000 | 176,844,000 | 185,531,000 |