Call reports 2020
HOMEBANK TEXAS — 2020
What HOMEBANK TEXAS reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 217,349,000 | 253,347,000 | 255,736,000 | 256,320,000 |
| Total loans | 162,069,000 | 192,435,000 | 197,173,000 | 193,073,000 |
| Allowance for loan losses | 2,579,000 | 2,679,000 | 2,739,000 | 2,799,000 |
| Securities available for sale | 12,508,000 | 12,469,000 | 11,793,000 | 11,334,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 193,755,000 | 217,763,000 | 219,267,000 | 229,632,000 |
| Interest-bearing deposits | 114,733,000 | 116,976,000 | 115,211,000 | 118,692,000 |
| Noninterest-bearing deposits | 79,022,000 | 100,787,000 | 104,056,000 | 110,940,000 |
| Equity capital | 23,022,000 | 24,314,000 | 25,133,000 | 25,620,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,533,000 | 5,334,000 | 7,965,000 | 10,755,000 |
| Interest expense | 311,000 | 593,000 | 849,000 | 1,068,000 |
| Net interest income | 2,222,000 | 4,741,000 | 7,116,000 | 9,687,000 |
| Noninterest income | 175,000 | 340,000 | 532,000 | 726,000 |
| Noninterest expense | 1,326,000 | 2,656,000 | 3,959,000 | 5,523,000 |
| Provision for loan losses | 100,000 | 200,000 | 260,000 | 320,000 |
| Pretax income | 971,000 | 2,225,000 | 3,429,000 | 4,570,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 971,000 | 2,225,000 | 3,429,000 | 4,570,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,494,000 | 23,431,000 | 24,205,000 | 24,647,000 |
| Total capital | 24,389,000 | 25,394,000 | 26,160,000 | 26,651,000 |
| Risk-weighted assets | 150,979,000 | 156,375,000 | 155,681,000 | 159,555,000 |