Call reports 2019
HOMEBANK TEXAS — 2019
What HOMEBANK TEXAS reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 192,855,000 | 196,203,000 | 205,277,000 | 201,434,000 |
| Total loans | 158,617,000 | 160,264,000 | 160,658,000 | 157,801,000 |
| Allowance for loan losses | 2,302,000 | 2,362,000 | 2,422,000 | 2,482,000 |
| Securities available for sale | 12,702,000 | 12,840,000 | 11,952,000 | 11,330,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 163,850,000 | 166,178,000 | 175,314,000 | 174,151,000 |
| Interest-bearing deposits | 92,654,000 | 89,591,000 | 96,389,000 | 97,046,000 |
| Noninterest-bearing deposits | 71,196,000 | 76,587,000 | 78,925,000 | 77,105,000 |
| Equity capital | 20,524,000 | 21,370,000 | 22,212,000 | 22,606,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,419,000 | 4,885,000 | 7,463,000 | 9,965,000 |
| Interest expense | 259,000 | 534,000 | 826,000 | 1,107,000 |
| Net interest income | 2,160,000 | 4,351,000 | 6,637,000 | 8,858,000 |
| Noninterest income | 178,000 | 378,000 | 570,000 | 742,000 |
| Noninterest expense | 1,274,000 | 2,575,000 | 3,888,000 | 5,213,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 1,004,000 | 2,034,000 | 3,139,000 | 4,147,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,004,000 | 2,034,000 | 3,139,000 | 4,147,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,993,000 | 20,700,000 | 21,474,000 | 21,841,000 |
| Total capital | 21,790,000 | 22,505,000 | 23,354,000 | 23,674,000 |
| Risk-weighted assets | 143,257,000 | 143,902,000 | 149,885,000 | 146,068,000 |