Call reports 2018
HOMEBANK TEXAS — 2018
What HOMEBANK TEXAS reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 181,937,000 | 185,175,000 | 192,472,000 | 189,096,000 |
| Total loans | 146,872,000 | 156,321,000 | 157,118,000 | 158,904,000 |
| Allowance for loan losses | 2,027,000 | 2,122,000 | 2,182,000 | 2,242,000 |
| Securities available for sale | 14,475,000 | 13,726,000 | 13,235,000 | 13,451,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 153,915,000 | 157,138,000 | 162,291,000 | 159,861,000 |
| Interest-bearing deposits | 85,673,000 | 85,519,000 | 87,509,000 | 87,050,000 |
| Noninterest-bearing deposits | 68,242,000 | 71,619,000 | 74,782,000 | 72,811,000 |
| Equity capital | 17,515,000 | 18,431,000 | 19,497,000 | 20,619,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,094,000 | 4,394,000 | 6,831,000 | 9,352,000 |
| Interest expense | 135,000 | 276,000 | 473,000 | 697,000 |
| Net interest income | 1,959,000 | 4,118,000 | 6,358,000 | 8,655,000 |
| Noninterest income | 183,000 | 364,000 | 551,000 | 746,000 |
| Noninterest expense | 1,230,000 | 2,496,000 | 3,737,000 | 5,097,000 |
| Provision for loan losses | 80,000 | 175,000 | 235,000 | 295,000 |
| Pretax income | 832,000 | 1,811,000 | 2,937,000 | 4,009,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 832,000 | 1,811,000 | 2,937,000 | 4,009,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,145,000 | 18,073,000 | 19,199,000 | 20,212,000 |
| Total capital | 18,883,000 | 19,872,000 | 20,990,000 | 22,007,000 |
| Risk-weighted assets | 138,829,000 | 143,606,000 | 142,915,000 | 143,199,000 |