Call reports 2017
HOMEBANK TEXAS — 2017
What HOMEBANK TEXAS reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 149,854,000 | 153,021,000 | 155,490,000 | 172,806,000 |
| Total loans | 112,614,000 | 119,092,000 | 129,870,000 | 140,863,000 |
| Allowance for loan losses | 1,556,000 | 1,626,000 | 1,757,000 | 1,947,000 |
| Securities available for sale | 19,435,000 | 16,850,000 | 16,002,000 | 15,371,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 135,381,000 | 137,712,000 | 138,557,000 | 145,334,000 |
| Interest-bearing deposits | 70,787,000 | 74,195,000 | 73,356,000 | 79,206,000 |
| Noninterest-bearing deposits | 64,594,000 | 63,517,000 | 65,201,000 | 66,128,000 |
| Equity capital | 14,085,000 | 14,820,000 | 15,336,000 | 16,875,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,516,000 | 3,194,000 | 5,016,000 | 7,050,000 |
| Interest expense | 56,000 | 115,000 | 175,000 | 265,000 |
| Net interest income | 1,460,000 | 3,079,000 | 4,841,000 | 6,785,000 |
| Noninterest income | 192,000 | 372,000 | 560,000 | 747,000 |
| Noninterest expense | 1,071,000 | 2,228,000 | 3,405,000 | 4,686,000 |
| Provision for loan losses | 130,000 | 200,000 | 340,000 | 530,000 |
| Pretax income | 451,000 | 1,026,000 | 1,659,000 | 2,318,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 451,000 | 1,026,000 | 1,659,000 | 2,318,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,562,000 | 14,137,000 | 14,666,000 | 16,325,000 |
| Total capital | 14,973,000 | 15,629,000 | 16,207,000 | 18,032,000 |
| Risk-weighted assets | 112,763,000 | 119,284,000 | 123,128,000 | 136,391,000 |