Call reports 2016
HOMEBANK TEXAS — 2016
What HOMEBANK TEXAS reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 147,990,000 | 140,610,000 | 140,802,000 | 143,064,000 |
| Total loans | 98,169,000 | 98,750,000 | 97,113,000 | 101,008,000 |
| Allowance for loan losses | 1,490,000 | 1,592,000 | 1,634,000 | 1,426,000 |
| Securities available for sale | 23,864,000 | 22,889,000 | 21,904,000 | 20,392,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,148,000 | 126,250,000 | 125,971,000 | 128,603,000 |
| Interest-bearing deposits | 72,308,000 | 71,593,000 | 67,102,000 | 67,173,000 |
| Noninterest-bearing deposits | 61,840,000 | 54,657,000 | 58,869,000 | 61,430,000 |
| Equity capital | 13,385,000 | 13,905,000 | 14,296,000 | 14,040,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,371,000 | 2,768,000 | 4,206,000 | 5,625,000 |
| Interest expense | 55,000 | 110,000 | 162,000 | 218,000 |
| Net interest income | 1,316,000 | 2,658,000 | 4,044,000 | 5,407,000 |
| Noninterest income | 268,000 | 459,000 | 649,000 | 835,000 |
| Noninterest expense | 1,060,000 | 2,083,000 | 3,117,000 | 4,109,000 |
| Provision for loan losses | 42,000 | 144,000 | 186,000 | 478,000 |
| Pretax income | 482,000 | 890,000 | 1,390,000 | 1,655,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 482,000 | 890,000 | 1,390,000 | 1,655,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,547,000 | 12,957,000 | 13,356,000 | 13,621,000 |
| Total capital | 13,854,000 | 14,261,000 | 14,617,000 | 14,937,000 |
| Risk-weighted assets | 104,410,000 | 104,034,000 | 100,561,000 | 105,226,000 |