Call reports 2015
HOMEBANK TEXAS — 2015
What HOMEBANK TEXAS reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 124,920,000 | 124,735,000 | 129,071,000 | 134,391,000 |
| Total loans | 84,256,000 | 85,945,000 | 85,345,000 | 92,067,000 |
| Allowance for loan losses | 1,367,000 | 1,448,000 | 1,448,000 | 1,448,000 |
| Securities available for sale | 21,310,000 | 26,657,000 | 25,244,000 | 24,122,000 |
| Securities held to maturity | 10,277,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,315,000 | 112,111,000 | 116,033,000 | 121,181,000 |
| Interest-bearing deposits | 69,154,000 | 66,620,000 | 65,480,000 | 65,732,000 |
| Noninterest-bearing deposits | 43,161,000 | 45,491,000 | 50,553,000 | 55,449,000 |
| Equity capital | 12,025,000 | 12,188,000 | 12,549,000 | 12,820,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,261,000 | 2,487,000 | 3,727,000 | 4,984,000 |
| Interest expense | 59,000 | 115,000 | 172,000 | 228,000 |
| Net interest income | 1,202,000 | 2,372,000 | 3,555,000 | 4,756,000 |
| Noninterest income | 122,000 | 281,000 | 441,000 | 601,000 |
| Noninterest expense | 987,000 | 1,956,000 | 2,977,000 | 4,044,000 |
| Provision for loan losses | 48,000 | 216,000 | 216,000 | 216,000 |
| Pretax income | 289,000 | 494,000 | 816,000 | 1,129,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 289,000 | 494,000 | 816,000 | 1,129,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,227,000 | 11,433,000 | 11,754,000 | 12,066,000 |
| Total capital | 12,373,000 | 12,605,000 | 12,924,000 | 13,303,000 |
| Risk-weighted assets | 91,522,000 | 93,557,000 | 93,342,000 | 98,789,000 |