Call reports 2014
HOMEBANK TEXAS — 2014
What HOMEBANK TEXAS reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 120,375,000 | 122,103,000 | 122,650,000 | 123,804,000 |
| Total loans | 74,449,000 | 74,129,000 | 78,226,000 | 80,417,000 |
| Allowance for loan losses | 1,208,000 | 1,252,000 | 1,300,000 | 1,319,000 |
| Securities available for sale | 22,568,000 | 22,771,000 | 21,498,000 | 22,472,000 |
| Securities held to maturity | 9,448,000 | 10,692,000 | 10,423,000 | 10,853,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,547,000 | 110,688,000 | 110,919,000 | 111,734,000 |
| Interest-bearing deposits | 68,380,000 | 70,414,000 | 68,861,000 | 66,302,000 |
| Noninterest-bearing deposits | 41,167,000 | 40,274,000 | 42,058,000 | 45,432,000 |
| Equity capital | 10,505,000 | 11,062,000 | 11,313,000 | 11,711,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,225,000 | 2,413,000 | 3,659,000 | 4,899,000 |
| Interest expense | 62,000 | 124,000 | 187,000 | 249,000 |
| Net interest income | 1,163,000 | 2,289,000 | 3,472,000 | 4,650,000 |
| Noninterest income | 131,000 | 271,000 | 418,000 | 555,000 |
| Noninterest expense | 1,005,000 | 1,948,000 | 2,930,000 | 3,949,000 |
| Provision for loan losses | 48,000 | 96,000 | 144,000 | 182,000 |
| Pretax income | 241,000 | 516,000 | 816,000 | 1,074,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 241,000 | 516,000 | 816,000 | 1,074,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,106,000 | 10,379,000 | 10,680,000 | 10,938,000 |
| Total capital | 11,054,000 | 11,328,000 | 11,685,000 | 11,949,000 |
| Risk-weighted assets | 75,602,000 | 75,706,000 | 80,165,000 | 80,589,000 |