Call reports 2013
HOMEBANK TEXAS — 2013
What HOMEBANK TEXAS reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 115,179,000 | 116,927,000 | 117,457,000 | 115,332,000 |
| Total loans | 64,068,000 | 67,519,000 | 69,728,000 | 70,875,000 |
| Allowance for loan losses | 1,023,000 | 1,100,000 | 1,130,000 | 1,151,000 |
| Securities available for sale | 31,324,000 | 26,817,000 | 24,837,000 | 23,576,000 |
| Securities held to maturity | 9,608,000 | 9,591,000 | 9,483,000 | 9,466,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,564,000 | 106,731,000 | 107,046,000 | 104,794,000 |
| Interest-bearing deposits | 65,751,000 | 68,115,000 | 66,124,000 | 65,020,000 |
| Noninterest-bearing deposits | 38,813,000 | 38,616,000 | 40,922,000 | 39,774,000 |
| Equity capital | 10,345,000 | 9,902,000 | 10,051,000 | 10,175,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,069,000 | 2,145,000 | 3,271,000 | 4,408,000 |
| Interest expense | 78,000 | 149,000 | 218,000 | 283,000 |
| Net interest income | 991,000 | 1,996,000 | 3,053,000 | 4,125,000 |
| Noninterest income | 81,000 | 162,000 | 284,000 | 390,000 |
| Noninterest expense | 983,000 | 1,968,000 | 2,976,000 | 3,972,000 |
| Provision for loan losses | 48,000 | 96,000 | 144,000 | 217,000 |
| Pretax income | 41,000 | 112,000 | 235,000 | 344,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 41,000 | 112,000 | 235,000 | 344,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,561,000 | 9,631,000 | 9,755,000 | 9,863,000 |
| Total capital | 10,416,000 | 10,530,000 | 10,677,000 | 10,790,000 |
| Risk-weighted assets | 67,447,000 | 71,281,000 | 73,042,000 | 74,374,000 |