Call reports 2012
HOMEBANK TEXAS — 2012
What HOMEBANK TEXAS reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 111,705,000 | 107,843,000 | 113,495,000 | 115,581,000 |
| Total loans | 59,340,000 | 57,107,000 | 55,982,000 | 59,914,000 |
| Allowance for loan losses | 770,000 | 718,000 | 717,000 | 952,000 |
| Securities available for sale | 20,602,000 | 24,814,000 | 25,219,000 | 32,406,000 |
| Securities held to maturity | 6,124,000 | 6,115,000 | 6,021,000 | 9,626,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,771,000 | 96,989,000 | 102,474,000 | 105,090,000 |
| Interest-bearing deposits | 69,033,000 | 63,539,000 | 67,064,000 | 64,128,000 |
| Noninterest-bearing deposits | 31,738,000 | 33,450,000 | 35,410,000 | 40,962,000 |
| Equity capital | 10,574,000 | 10,550,000 | 10,732,000 | 10,315,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,142,000 | 2,196,000 | 3,202,000 | 4,257,000 |
| Interest expense | 113,000 | 218,000 | 313,000 | 399,000 |
| Net interest income | 1,029,000 | 1,978,000 | 2,889,000 | 3,858,000 |
| Noninterest income | 94,000 | 271,000 | 348,000 | 440,000 |
| Noninterest expense | 1,022,000 | 2,176,000 | 3,288,000 | 4,221,000 |
| Provision for loan losses | 85,000 | 85,000 | 85,000 | 953,000 |
| Pretax income | 16,000 | 44,000 | -12,000 | -752,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 16,000 | 44,000 | -12,000 | -752,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,788,000 | 9,815,000 | 9,759,000 | 9,520,000 |
| Total capital | 10,558,000 | 10,533,000 | 10,476,000 | 10,334,000 |
| Risk-weighted assets | 65,840,000 | 61,901,000 | 61,550,000 | 64,320,000 |