Call reports 2011
HOMEBANK TEXAS — 2011
What HOMEBANK TEXAS reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 105,278,000 | 104,009,000 | 105,987,000 | 106,637,000 |
| Total loans | 63,783,000 | 65,650,000 | 63,275,000 | 62,553,000 |
| Allowance for loan losses | 682,000 | 700,000 | 711,000 | 717,000 |
| Securities available for sale | 10,785,000 | 10,281,000 | 17,910,000 | 17,811,000 |
| Securities held to maturity | 6,626,000 | 6,616,000 | 6,201,000 | 6,333,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,963,000 | 92,470,000 | 94,112,000 | 95,799,000 |
| Interest-bearing deposits | 65,416,000 | 65,706,000 | 64,645,000 | 63,938,000 |
| Noninterest-bearing deposits | 28,547,000 | 26,764,000 | 29,467,000 | 31,861,000 |
| Equity capital | 10,704,000 | 10,869,000 | 11,444,000 | 10,529,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,128,000 | 2,270,000 | 3,456,000 | 4,515,000 |
| Interest expense | 146,000 | 289,000 | 415,000 | 531,000 |
| Net interest income | 982,000 | 1,981,000 | 3,041,000 | 3,984,000 |
| Noninterest income | 131,000 | 268,000 | 395,000 | 499,000 |
| Noninterest expense | 974,000 | 1,947,000 | 2,905,000 | 4,281,000 |
| Provision for loan losses | 15,000 | 30,000 | 60,000 | 380,000 |
| Pretax income | 124,000 | 272,000 | 471,000 | -174,000 |
| Income tax | 27,000 | 63,000 | -254,000 | -254,000 |
| Net income | 97,000 | 209,000 | 725,000 | 80,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,988,000 | 10,100,000 | 10,617,000 | 9,771,000 |
| Total capital | 10,670,000 | 10,800,000 | 11,328,000 | 10,488,000 |
| Risk-weighted assets | 64,942,000 | 67,050,000 | 67,006,000 | 66,782,000 |