Call reports 2010
HOMEBANK TEXAS — 2010
What HOMEBANK TEXAS reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 101,710,000 | 103,900,000 | 99,624,000 | 101,357,000 |
| Total loans | 68,689,000 | 68,977,000 | 66,199,000 | 62,688,000 |
| Allowance for loan losses | 791,000 | 670,000 | 671,000 | 665,000 |
| Securities available for sale | 13,128,000 | 9,042,000 | 10,365,000 | 10,088,000 |
| Securities held to maturity | 2,365,000 | 5,482,000 | 6,883,000 | 6,872,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,807,000 | 92,777,000 | 88,457,000 | 90,209,000 |
| Interest-bearing deposits | 62,498,000 | 65,039,000 | 61,501,000 | 58,672,000 |
| Noninterest-bearing deposits | 28,309,000 | 27,738,000 | 26,956,000 | 31,537,000 |
| Equity capital | 10,314,000 | 10,472,000 | 10,493,000 | 10,559,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,271,000 | 2,539,000 | 3,799,000 | 4,966,000 |
| Interest expense | 203,000 | 394,000 | 567,000 | 718,000 |
| Net interest income | 1,068,000 | 2,145,000 | 3,232,000 | 4,248,000 |
| Noninterest income | 101,000 | 209,000 | 256,000 | 386,000 |
| Noninterest expense | 1,006,000 | 1,959,000 | 3,062,000 | 4,041,000 |
| Provision for loan losses | 60,000 | 160,000 | 180,000 | 180,000 |
| Pretax income | 103,000 | 245,000 | 256,000 | 423,000 |
| Income tax | 27,000 | 65,000 | 55,000 | 97,000 |
| Net income | 76,000 | 180,000 | 201,000 | 326,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,640,000 | 9,744,000 | 9,765,000 | 9,891,000 |
| Total capital | 10,431,000 | 10,414,000 | 10,436,000 | 10,556,000 |
| Risk-weighted assets | 68,095,000 | 69,032,000 | 63,988,000 | 63,111,000 |