Call reports 2005

HOMEBANK TEXAS — 2005

Name: HOMEBANK TEXAS — FFIEC call report 2005
Creator: HOMEBANK TEXAS

What HOMEBANK TEXAS reported to the FFIEC in 2005, quarter by quarter.

PERIOD: 2005SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/908d351f-c540-4d3e-8d9c-d71f7f715e89/2005

Balance sheet

What the bank holds and owes at quarter end

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Total assets	82,092,000	82,544,000	84,510,000	84,684,000
Total loans	54,234,000	51,534,000	51,368,000	52,791,000
Allowance for loan losses	483,000	484,000	456,000	477,000
Securities available for sale	10,938,000	12,958,000	17,405,000	17,352,000
Securities held to maturity	4,267,000	4,263,000	3,699,000	3,696,000
Trading assets	0	0	0	0
Total deposits	71,864,000	72,156,000	74,128,000	73,892,000
Interest-bearing deposits	45,340,000	46,060,000	46,470,000	44,922,000
Noninterest-bearing deposits	26,524,000	26,096,000	27,658,000	28,970,000
Equity capital	9,758,000	9,893,000	9,820,000	9,853,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Interest income	1,127,000	2,313,000	3,605,000	4,898,000
Interest expense	180,000	393,000	637,000	892,000
Net interest income	947,000	1,920,000	2,968,000	4,006,000
Noninterest income	137,000	271,000	398,000	511,000
Noninterest expense	910,000	1,857,000	2,824,000	3,870,000
Provision for loan losses	30,000	50,000	70,000	90,000
Pretax income	144,000	284,000	472,000	557,000
Income tax	28,000	53,000	95,000	101,000
Net income	116,000	231,000	377,000	456,000

Basel measures — not reported for every quarter

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Tier 1 capital	9,122,000	9,236,000	9,188,000	9,266,000
Total capital	9,605,000	9,720,000	9,644,000	9,743,000
Risk-weighted assets	56,921,000	54,860,000	56,163,000	52,608,000