Call reports 2004

HOMEBANK TEXAS — 2004

Name: HOMEBANK TEXAS — FFIEC call report 2004
Creator: HOMEBANK TEXAS

What HOMEBANK TEXAS reported to the FFIEC in 2004, quarter by quarter.

PERIOD: 2004SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/908d351f-c540-4d3e-8d9c-d71f7f715e89/2004

Balance sheet

What the bank holds and owes at quarter end

Measure	2004Q1	2004Q2	2004Q3	2004Q4
Total assets	82,908,000	82,524,000	80,420,000	79,862,000
Total loans	48,488,000	50,645,000	52,005,000	53,978,000
Allowance for loan losses	404,000	417,000	419,000	438,000
Securities available for sale	17,314,000	16,944,000	9,055,000	13,004,000
Securities held to maturity	4,385,000	4,380,000	4,276,000	4,272,000
Trading assets	0	0	0	0
Total deposits	72,566,000	72,267,000	70,083,000	68,058,000
Interest-bearing deposits	48,967,000	48,919,000	46,835,000	44,682,000
Noninterest-bearing deposits	23,599,000	23,348,000	23,248,000	23,377,000
Equity capital	9,868,000	9,782,000	9,803,000	9,840,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2004Q1	2004Q2	2004Q3	2004Q4
Interest income	1,135,000	2,271,000	3,441,000	4,574,000
Interest expense	121,000	255,000	415,000	576,000
Net interest income	1,014,000	2,016,000	3,026,000	3,998,000
Noninterest income	160,000	334,000	495,000	635,000
Noninterest expense	1,104,000	2,070,000	3,058,000	4,089,000
Provision for loan losses	30,000	50,000	80,000	100,000
Pretax income	72,000	262,000	411,000	472,000
Income tax	9,000	56,000	90,000	94,000
Net income	63,000	206,000	321,000	378,000

Basel measures — not reported for every quarter

Measure	2004Q1	2004Q2	2004Q3	2004Q4
Tier 1 capital	9,081,000	9,224,000	9,144,000	9,200,000
Total capital	9,485,000	9,641,000	9,563,000	9,638,000
Risk-weighted assets	52,169,000	54,010,000	55,413,000	55,764,000