Call reports 2003

HOMEBANK TEXAS — 2003

Name: HOMEBANK TEXAS — FFIEC call report 2003
Creator: HOMEBANK TEXAS

What HOMEBANK TEXAS reported to the FFIEC in 2003, quarter by quarter.

PERIOD: 2003SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/908d351f-c540-4d3e-8d9c-d71f7f715e89/2003

Balance sheet

What the bank holds and owes at quarter end

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Total assets	87,587,000	87,016,000	84,868,000	83,131,000
Total loans	47,860,000	49,903,000	49,942,000	50,054,000
Allowance for loan losses	528,000	528,000	469,000	511,000
Securities available for sale	20,423,000	22,614,000	19,285,000	19,238,000
Securities held to maturity	4,543,000	4,538,000	4,393,000	4,389,000
Trading assets	0	0	0	0
Total deposits	77,331,000	76,455,000	74,558,000	72,390,000
Interest-bearing deposits	53,277,000	51,851,000	50,301,000	48,534,000
Noninterest-bearing deposits	24,054,000	24,604,000	24,257,000	23,856,000
Equity capital	9,819,000	10,022,000	9,806,000	9,942,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Interest income	1,216,000	2,492,000	3,718,000	4,909,000
Interest expense	170,000	312,000	442,000	567,000
Net interest income	1,046,000	2,180,000	3,276,000	4,342,000
Noninterest income	245,000	439,000	628,000	797,000
Noninterest expense	1,004,000	2,014,000	3,052,000	4,091,000
Provision for loan losses	0	35,000	160,000	160,000
Pretax income	287,000	570,000	805,000	1,001,000
Income tax	83,000	162,000	227,000	277,000
Net income	204,000	408,000	578,000	724,000

Basel measures — not reported for every quarter

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Tier 1 capital	8,889,000	9,092,000	9,068,000	9,213,000
Total capital	9,417,000	9,620,000	9,537,000	9,724,000
Risk-weighted assets	54,237,000	55,800,000	54,595,000	54,442,000