Call reports 2001
HOMEBANK TEXAS — 2001
What HOMEBANK TEXAS reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 89,127,000 | 88,348,000 | 88,310,000 | 87,162,000 |
| Total loans | 43,381,000 | 49,484,000 | 50,830,000 | 50,696,000 |
| Allowance for loan losses | 328,000 | 357,000 | 398,000 | 422,000 |
| Securities available for sale | 27,641,000 | 27,665,000 | 23,774,000 | 22,688,000 |
| Securities held to maturity | 3,196,000 | 3,193,000 | 3,191,000 | 3,189,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,896,000 | 78,798,000 | 78,283,000 | 77,188,000 |
| Interest-bearing deposits | 56,240,000 | 54,477,000 | 53,345,000 | 52,501,000 |
| Noninterest-bearing deposits | 23,656,000 | 24,321,000 | 24,938,000 | 24,687,000 |
| Equity capital | 8,520,000 | 8,804,000 | 9,041,000 | 9,243,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,737,000 | 3,478,000 | 5,216,000 | 6,851,000 |
| Interest expense | 524,000 | 989,000 | 1,393,000 | 1,718,000 |
| Net interest income | 1,213,000 | 2,489,000 | 3,823,000 | 5,133,000 |
| Noninterest income | 179,000 | 363,000 | 563,000 | 749,000 |
| Noninterest expense | 1,011,000 | 2,046,000 | 3,045,000 | 4,104,000 |
| Provision for loan losses | 150,000 | 180,000 | 230,000 | 280,000 |
| Pretax income | 231,000 | 626,000 | 1,115,000 | 1,502,000 |
| Income tax | 62,000 | 177,000 | 329,000 | 446,000 |
| Net income | 169,000 | 449,000 | 786,000 | 1,056,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,573,000 | 7,872,000 | 8,033,000 | 8,303,000 |
| Total capital | 7,901,000 | 8,229,000 | 8,431,000 | 8,725,000 |
| Risk-weighted assets | 51,441,000 | 56,607,000 | 57,450,000 | 56,617,000 |