Call reports 2020
SB ONE BANK — 2020
What SB ONE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 |
|---|---|---|
| Total assets | 2,077,377,000 | 2,198,930,000 |
| Total loans | 1,685,138,000 | 1,774,138,000 |
| Allowance for loan losses | 10,867,000 | 11,341,000 |
| Securities available for sale | 232,205,000 | 232,615,000 |
| Securities held to maturity | 6,339,000 | 12,250,000 |
| Trading assets | 0 | 0 |
| Total deposits | 1,598,582,000 | 1,735,485,000 |
| Interest-bearing deposits | 1,312,694,000 | 1,344,670,000 |
| Noninterest-bearing deposits | 285,888,000 | 390,815,000 |
| Equity capital | 217,803,000 | 224,781,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 |
|---|---|---|
| Interest income | 21,020,000 | 42,428,000 |
| Interest expense | 5,481,000 | 10,259,000 |
| Net interest income | 15,539,000 | 32,169,000 |
| Noninterest income | 3,640,000 | 6,262,000 |
| Noninterest expense | 11,286,000 | 23,660,000 |
| Provision for loan losses | 879,000 | 1,289,000 |
| Pretax income | 7,014,000 | 15,314,000 |
| Income tax | 1,570,000 | 3,752,000 |
| Net income | 5,444,000 | 11,562,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 |
|---|---|---|
| Tier 1 capital | 198,818,000 | 204,108,000 |
| Total capital | 209,685,000 | 215,449,000 |
| Risk-weighted assets | 1,725,469,000 | 1,686,132,000 |