Call reports 2019
SB ONE BANK — 2019
What SB ONE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,838,927,000 | 1,864,511,000 | 1,933,328,000 | 2,002,702,000 |
| Total loans | 1,513,645,000 | 1,530,668,000 | 1,563,610,000 | 1,628,845,000 |
| Allowance for loan losses | 9,190,000 | 9,627,000 | 9,750,000 | 10,267,000 |
| Securities available for sale | 192,050,000 | 194,167,000 | 207,136,000 | 212,181,000 |
| Securities held to maturity | 4,031,000 | 4,024,000 | 4,331,000 | 4,012,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,460,797,000 | 1,476,511,000 | 1,526,880,000 | 1,525,079,000 |
| Interest-bearing deposits | 1,191,375,000 | 1,198,300,000 | 1,251,127,000 | 1,266,730,000 |
| Noninterest-bearing deposits | 269,422,000 | 278,211,000 | 275,753,000 | 258,349,000 |
| Equity capital | 213,090,000 | 215,919,000 | 219,557,000 | 222,516,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 19,861,000 | 40,669,000 | 61,532,000 | 82,456,000 |
| Interest expense | 5,078,000 | 10,510,000 | 16,351,000 | 21,971,000 |
| Net interest income | 14,783,000 | 30,159,000 | 45,181,000 | 60,485,000 |
| Noninterest income | 3,589,000 | 6,387,000 | 9,365,000 | 12,098,000 |
| Noninterest expense | 10,086,000 | 20,529,000 | 30,531,000 | 40,891,000 |
| Provision for loan losses | 571,000 | 1,347,000 | 1,983,000 | 2,531,000 |
| Pretax income | 7,715,000 | 16,194,000 | 23,556,000 | 31,216,000 |
| Income tax | 1,560,000 | 3,500,000 | 5,404,000 | 7,426,000 |
| Net income | 6,155,000 | 12,694,000 | 18,152,000 | 23,790,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 183,418,000 | 187,911,000 | 191,675,000 | 195,050,000 |
| Total capital | 192,608,000 | 197,538,000 | 201,425,000 | 205,317,000 |
| Risk-weighted assets | 1,516,997,000 | 1,553,251,000 | 1,597,559,000 | 1,675,734,000 |