Call reports 2018
SB ONE BANK — 2018
What SB ONE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,375,289,000 | 1,434,924,000 | 1,457,408,000 | 1,793,680,000 |
| Total loans | 1,088,429,000 | 1,136,546,000 | 1,171,738,000 | 1,474,775,000 |
| Allowance for loan losses | 7,828,000 | 8,264,000 | 8,594,000 | 8,775,000 |
| Securities available for sale | 174,101,000 | 174,525,000 | 172,658,000 | 182,139,000 |
| Securities held to maturity | 5,534,000 | 5,418,000 | 4,889,000 | 4,078,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,043,630,000 | 1,061,754,000 | 1,114,767,000 | 1,354,019,000 |
| Interest-bearing deposits | 824,898,000 | 828,737,000 | 882,800,000 | 1,094,132,000 |
| Noninterest-bearing deposits | 218,732,000 | 233,017,000 | 231,967,000 | 259,887,000 |
| Equity capital | 169,301,000 | 171,852,000 | 174,175,000 | 208,651,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 13,052,000 | 26,910,000 | 41,348,000 | 56,843,000 |
| Interest expense | 1,961,000 | 4,491,000 | 7,586,000 | 11,346,000 |
| Net interest income | 11,091,000 | 22,419,000 | 33,762,000 | 45,497,000 |
| Noninterest income | 2,851,000 | 5,534,000 | 8,000,000 | 10,378,000 |
| Noninterest expense | 11,517,000 | 20,882,000 | 29,765,000 | 39,934,000 |
| Provision for loan losses | 508,000 | 906,000 | 1,227,000 | 1,437,000 |
| Pretax income | 1,917,000 | 6,201,000 | 10,806,000 | 14,540,000 |
| Income tax | 296,000 | 1,275,000 | 2,291,000 | 3,364,000 |
| Net income | 1,621,000 | 4,926,000 | 8,515,000 | 11,176,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 143,121,000 | 145,996,000 | 148,959,000 | 179,932,000 |
| Total capital | 150,949,000 | 154,260,000 | 157,553,000 | 188,707,000 |
| Risk-weighted assets | 1,052,183,000 | 1,134,264,000 | 1,169,193,000 | 1,457,387,000 |