Call reports 2017
SB ONE BANK — 2017
What SB ONE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 871,500,000 | 927,973,000 | 956,053,000 | 978,258,000 |
| Total loans | 718,800,000 | 772,279,000 | 795,124,000 | 820,700,000 |
| Allowance for loan losses | 6,797,000 | 7,165,000 | 7,502,000 | 7,335,000 |
| Securities available for sale | 99,797,000 | 98,067,000 | 100,978,000 | 98,730,000 |
| Securities held to maturity | 8,630,000 | 8,654,000 | 8,075,000 | 5,304,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 696,670,000 | 711,502,000 | 742,556,000 | 762,838,000 |
| Interest-bearing deposits | 566,446,000 | 564,107,000 | 593,067,000 | 616,324,000 |
| Noninterest-bearing deposits | 130,224,000 | 147,395,000 | 149,489,000 | 146,514,000 |
| Equity capital | 91,784,000 | 115,606,000 | 117,584,000 | 117,566,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 8,263,000 | 16,800,000 | 26,112,000 | 35,782,000 |
| Interest expense | 1,144,000 | 2,422,000 | 3,783,000 | 5,224,000 |
| Net interest income | 7,119,000 | 14,378,000 | 22,329,000 | 30,558,000 |
| Noninterest income | 2,378,000 | 4,241,000 | 6,240,000 | 8,258,000 |
| Noninterest expense | 5,927,000 | 12,340,000 | 18,581,000 | 25,447,000 |
| Provision for loan losses | 407,000 | 787,000 | 1,127,000 | 1,586,000 |
| Pretax income | 3,270,000 | 5,569,000 | 8,912,000 | 11,774,000 |
| Income tax | 975,000 | 1,745,000 | 2,879,000 | 5,102,000 |
| Net income | 2,295,000 | 3,824,000 | 6,033,000 | 6,672,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 88,747,000 | 112,063,000 | 114,059,000 | 113,806,000 |
| Total capital | 95,544,000 | 119,228,000 | 121,561,000 | 121,141,000 |
| Risk-weighted assets | 689,347,000 | 750,819,000 | 769,495,000 | 798,351,000 |