Call reports 2016
SB ONE BANK — 2016
What SB ONE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 719,618,000 | 793,401,000 | 818,222,000 | 847,926,000 |
| Total loans | 580,051,000 | 640,187,000 | 663,258,000 | 695,257,000 |
| Allowance for loan losses | 5,812,000 | 5,988,000 | 6,331,000 | 6,696,000 |
| Securities available for sale | 86,523,000 | 94,797,000 | 91,630,000 | 88,611,000 |
| Securities held to maturity | 6,816,000 | 5,660,000 | 6,628,000 | 11,618,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 575,368,000 | 594,838,000 | 629,935,000 | 661,050,000 |
| Interest-bearing deposits | 466,148,000 | 473,832,000 | 497,723,000 | 528,487,000 |
| Noninterest-bearing deposits | 109,220,000 | 121,006,000 | 132,212,000 | 132,563,000 |
| Equity capital | 67,533,000 | 69,154,000 | 75,210,000 | 89,569,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 6,776,000 | 13,808,000 | 21,396,000 | 29,311,000 |
| Interest expense | 1,012,000 | 2,096,000 | 3,223,000 | 4,318,000 |
| Net interest income | 5,764,000 | 11,712,000 | 18,173,000 | 24,993,000 |
| Noninterest income | 2,310,000 | 4,006,000 | 5,680,000 | 7,226,000 |
| Noninterest expense | 5,575,000 | 11,089,000 | 16,707,000 | 22,375,000 |
| Provision for loan losses | 211,000 | 596,000 | 1,054,000 | 1,291,000 |
| Pretax income | 2,455,000 | 4,305,000 | 6,453,000 | 8,997,000 |
| Income tax | 810,000 | 1,425,000 | 2,167,000 | 3,071,000 |
| Net income | 1,645,000 | 2,880,000 | 4,286,000 | 5,926,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 64,338,000 | 65,573,000 | 71,979,000 | 86,883,000 |
| Total capital | 70,150,000 | 71,561,000 | 78,310,000 | 93,579,000 |
| Risk-weighted assets | 569,631,000 | 624,645,000 | 652,882,000 | 675,308,000 |