Call reports 2013
SB ONE BANK — 2013
What SB ONE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 517,834,000 | 525,714,000 | 533,814,000 | 532,798,000 |
| Total loans | 349,684,000 | 376,183,000 | 392,300,000 | 392,402,000 |
| Allowance for loan losses | 5,306,000 | 5,647,000 | 5,655,000 | 5,421,000 |
| Securities available for sale | 122,951,000 | 104,911,000 | 95,075,000 | 90,355,000 |
| Securities held to maturity | 5,473,000 | 5,239,000 | 5,824,000 | 6,074,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 434,830,000 | 430,216,000 | 438,156,000 | 431,429,000 |
| Interest-bearing deposits | 380,018,000 | 371,198,000 | 377,536,000 | 372,087,000 |
| Noninterest-bearing deposits | 54,812,000 | 59,018,000 | 60,620,000 | 59,342,000 |
| Equity capital | 49,878,000 | 48,163,000 | 55,950,000 | 56,385,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 4,695,000 | 9,550,000 | 14,532,000 | 19,631,000 |
| Interest expense | 800,000 | 1,526,000 | 2,239,000 | 2,984,000 |
| Net interest income | 3,895,000 | 8,024,000 | 12,293,000 | 16,647,000 |
| Noninterest income | 1,544,000 | 2,885,000 | 4,333,000 | 5,717,000 |
| Noninterest expense | 4,484,000 | 9,189,000 | 13,575,000 | 17,976,000 |
| Provision for loan losses | 1,142,000 | 1,842,000 | 2,342,000 | 2,745,000 |
| Pretax income | 183,000 | 277,000 | 1,108,000 | 2,036,000 |
| Income tax | -31,000 | -99,000 | 84,000 | 294,000 |
| Net income | 214,000 | 376,000 | 1,024,000 | 1,742,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,311,000 | 47,472,000 | 55,011,000 | 55,728,000 |
| Total capital | 51,975,000 | 52,387,000 | 60,023,000 | 60,658,000 |
| Risk-weighted assets | 371,359,000 | 391,495,000 | 399,116,000 | 392,049,000 |