Call reports 2011
SB ONE BANK — 2011
What SB ONE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 466,944,000 | 471,118,000 | 493,924,000 | 504,931,000 |
| Total loans | 342,517,000 | 338,945,000 | 337,185,000 | 339,107,000 |
| Allowance for loan losses | 7,226,000 | 7,536,000 | 7,401,000 | 7,210,000 |
| Securities available for sale | 79,919,000 | 71,435,000 | 78,227,000 | 95,984,000 |
| Securities held to maturity | 1,333,000 | 1,966,000 | 3,287,000 | 4,220,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 391,062,000 | 393,658,000 | 415,745,000 | 426,080,000 |
| Interest-bearing deposits | 351,338,000 | 351,313,000 | 375,437,000 | 380,614,000 |
| Noninterest-bearing deposits | 39,724,000 | 42,345,000 | 40,308,000 | 45,466,000 |
| Equity capital | 47,181,000 | 48,325,000 | 49,142,000 | 49,657,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 5,428,000 | 10,763,000 | 16,060,000 | 21,270,000 |
| Interest expense | 1,033,000 | 2,065,000 | 3,139,000 | 4,205,000 |
| Net interest income | 4,395,000 | 8,698,000 | 12,921,000 | 17,065,000 |
| Noninterest income | 1,245,000 | 2,477,000 | 3,685,000 | 4,869,000 |
| Noninterest expense | 3,811,000 | 7,460,000 | 11,477,000 | 15,651,000 |
| Provision for loan losses | 839,000 | 1,951,000 | 2,688,000 | 3,306,000 |
| Pretax income | 990,000 | 2,033,000 | 2,709,000 | 3,623,000 |
| Income tax | 239,000 | 497,000 | 609,000 | 812,000 |
| Net income | 751,000 | 1,536,000 | 2,100,000 | 2,811,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,981,000 | 44,785,000 | 45,359,000 | 46,091,000 |
| Total capital | 48,397,000 | 49,186,000 | 49,722,000 | 50,541,000 |
| Risk-weighted assets | 350,499,000 | 348,917,000 | 345,998,000 | 353,255,000 |