Call reports 2002
SB ONE BANK — 2002
What SB ONE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 204,839,000 | 210,961,000 | 225,843,000 | 225,528,000 |
| Total loans | 104,656,000 | 107,616,000 | 110,008,000 | 113,454,000 |
| Allowance for loan losses | 1,217,000 | 1,292,000 | 1,353,000 | 1,386,000 |
| Securities available for sale | 48,008,000 | 55,602,000 | 68,375,000 | 72,683,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 180,483,000 | 185,967,000 | 190,582,000 | 189,902,000 |
| Interest-bearing deposits | 154,145,000 | 157,967,000 | 161,899,000 | 163,344,000 |
| Noninterest-bearing deposits | 26,338,000 | 28,000,000 | 28,683,000 | 26,558,000 |
| Equity capital | 11,856,000 | 12,467,000 | 17,807,000 | 18,324,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,607,000 | 5,267,000 | 8,103,000 | 10,860,000 |
| Interest expense | 953,000 | 1,788,000 | 2,607,000 | 3,404,000 |
| Net interest income | 1,654,000 | 3,479,000 | 5,496,000 | 7,456,000 |
| Noninterest income | 765,000 | 1,596,000 | 2,368,000 | 3,292,000 |
| Noninterest expense | 1,973,000 | 4,014,000 | 6,200,000 | 8,611,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 371,000 | 911,000 | 1,439,000 | 1,837,000 |
| Income tax | 112,000 | 282,000 | 446,000 | 587,000 |
| Net income | 259,000 | 629,000 | 993,000 | 1,250,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,382,000 | 9,670,000 | 14,832,000 | 15,209,000 |
| Total capital | 10,599,000 | 10,962,000 | 16,185,000 | 16,595,000 |
| Risk-weighted assets | 115,673,000 | 119,454,000 | 124,536,000 | 126,463,000 |