Call reports 2001
SB ONE BANK — 2001
What SB ONE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 183,487,000 | 185,112,000 | 197,742,000 | 203,161,000 |
| Total loans | 110,083,000 | 100,702,000 | 102,497,000 | 106,148,000 |
| Allowance for loan losses | 1,036,000 | 1,030,000 | 1,081,000 | 1,143,000 |
| Securities available for sale | 41,182,000 | 42,795,000 | 50,288,000 | 42,660,000 |
| Securities held to maturity | 5,740,000 | 5,733,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 161,760,000 | 163,241,000 | 175,549,000 | 178,825,000 |
| Interest-bearing deposits | 135,880,000 | 137,375,000 | 150,214,000 | 152,302,000 |
| Noninterest-bearing deposits | 25,880,000 | 25,866,000 | 25,335,000 | 26,523,000 |
| Equity capital | 10,856,000 | 11,075,000 | 11,331,000 | 11,797,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,945,000 | 5,913,000 | 8,826,000 | 11,589,000 |
| Interest expense | 1,484,000 | 2,965,000 | 4,427,000 | 5,688,000 |
| Net interest income | 1,461,000 | 2,948,000 | 4,399,000 | 5,901,000 |
| Noninterest income | 252,000 | 602,000 | 907,000 | 1,619,000 |
| Noninterest expense | 1,311,000 | 2,672,000 | 4,078,000 | 5,963,000 |
| Provision for loan losses | 63,000 | 126,000 | 189,000 | 252,000 |
| Pretax income | 339,000 | 752,000 | 1,047,000 | 1,313,000 |
| Income tax | 101,000 | 234,000 | 323,000 | 397,000 |
| Net income | 238,000 | 518,000 | 724,000 | 916,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,233,000 | 10,418,000 | 10,517,000 | 9,190,000 |
| Total capital | 11,269,000 | 11,448,000 | 11,598,000 | 10,333,000 |
| Risk-weighted assets | 104,995,000 | 104,842,000 | 110,598,000 | 113,751,000 |