Call reports 2015
SOUTHEAST BANK — 2015
What SOUTHEAST BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 723,590,000 | 780,524,000 | 825,183,000 | 893,792,000 |
| Total loans | 651,188,000 | 677,054,000 | 736,348,000 | 749,492,000 |
| Allowance for loan losses | 2,483,000 | 3,908,000 | 3,745,000 | 4,864,000 |
| Securities available for sale | 9,567,000 | 9,354,000 | 9,510,000 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 640,431,000 | 699,093,000 | 740,036,000 | 805,769,000 |
| Interest-bearing deposits | 586,276,000 | 641,460,000 | 677,580,000 | 740,901,000 |
| Noninterest-bearing deposits | 54,155,000 | 57,633,000 | 62,456,000 | 64,868,000 |
| Equity capital | 68,335,000 | 71,059,000 | 73,094,000 | 81,075,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 8,225,000 | 16,740,000 | 25,707,000 | 36,112,000 |
| Interest expense | 1,054,000 | 2,204,000 | 3,513,000 | 4,953,000 |
| Net interest income | 7,171,000 | 14,536,000 | 22,194,000 | 31,159,000 |
| Noninterest income | 1,989,000 | 5,974,000 | 7,143,000 | 11,920,000 |
| Noninterest expense | 5,245,000 | 10,614,000 | 16,168,000 | 23,243,000 |
| Provision for loan losses | 0 | 1,500,000 | 1,500,000 | 3,000,000 |
| Pretax income | 3,915,000 | 8,396,000 | 11,669,000 | 16,802,000 |
| Income tax | 1,479,000 | 3,183,000 | 4,432,000 | 6,624,000 |
| Net income | 2,436,000 | 5,213,000 | 7,237,000 | 10,178,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 67,085,000 | 69,922,000 | 72,006,000 | 80,007,000 |
| Total capital | 69,568,000 | 73,830,000 | 75,751,000 | 84,871,000 |
| Risk-weighted assets | 419,501,000 | 443,955,000 | 455,215,000 | 470,434,000 |