Call reports 2014
SOUTHEAST BANK — 2014
What SOUTHEAST BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 575,860,000 | 607,550,000 | 623,279,000 | 690,870,000 |
| Total loans | 475,820,000 | 521,015,000 | 554,699,000 | 609,260,000 |
| Allowance for loan losses | 3,048,000 | 2,838,000 | 2,440,000 | 2,614,000 |
| Securities available for sale | 16,137,000 | 15,850,000 | 14,399,000 | 9,660,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 507,844,000 | 536,875,000 | 545,309,000 | 610,907,000 |
| Interest-bearing deposits | 438,826,000 | 473,521,000 | 484,842,000 | 552,011,000 |
| Noninterest-bearing deposits | 69,018,000 | 63,354,000 | 60,467,000 | 58,896,000 |
| Equity capital | 59,316,000 | 61,346,000 | 62,959,000 | 65,874,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 6,753,000 | 14,338,000 | 22,110,000 | 30,510,000 |
| Interest expense | 807,000 | 1,680,000 | 2,615,000 | 3,588,000 |
| Net interest income | 5,946,000 | 12,658,000 | 19,495,000 | 26,922,000 |
| Noninterest income | 1,391,000 | 2,900,000 | 3,983,000 | 5,728,000 |
| Noninterest expense | 4,835,000 | 9,911,000 | 15,183,000 | 20,804,000 |
| Provision for loan losses | 0 | 0 | 0 | 551,000 |
| Pretax income | 2,502,000 | 5,647,000 | 8,295,000 | 11,299,000 |
| Income tax | 944,000 | 2,128,000 | 3,118,000 | 3,941,000 |
| Net income | 1,558,000 | 3,519,000 | 5,177,000 | 7,358,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,197,000 | 57,458,000 | 59,417,000 | 62,626,000 |
| Total capital | 58,245,000 | 60,296,000 | 61,857,000 | 65,240,000 |
| Risk-weighted assets | 321,784,000 | 350,798,000 | 368,447,000 | 392,714,000 |